savings

Transforming Challenges into Opportunities

“Being members of a farmers’ group and saving money with them has transformed my family’s challenges into opportunities,” says Ouga, an elderly farmer who participates in the Uganda Teso program.

Ouga and his wife, Janet, have ten children. They joined a farmers’ group in 2016 to receive training on a variety of sustainable agricultural practices. As their tomatoes, maize and cassava started yielding more, they began saving money with other members through the group’s Village Savings and Lending Association.

“In the first year, we just saved a little money. What opened our eyes was that the members who had saved more received a substantial amount of money as a dividend at the end of the cycle! In fact, they were even able to buy cattle!”

Seeing their fellow farmers’ success triggered Ouga and Janet’s desire to put away more money. At the end of the second-year payout cycle, Ouga’s family received enough to buy a bull for plowing.

“That same year, we got a loan from the group and purchased doors and windows for the house we were constructing as a family,” Ouga said. “We are also now able to pay school fees and cover other expenses. For so many years – even into my old age – I have struggled to provide for my family, with little and sometimes no success. Now I realize it was mainly because of my ignorance and sticking to traditional thinking and practices,” he says.

Caption: Janet and Ouga harvesting cassava

Uganda Teso Program
Led by World Renew and local partner PAG KIDO

08/28/2018 | Comments: 0 | Add Comment | Read More

Better Together: Shared Learning Spreads Success

When introducing new concepts to villagers in our West Africa* program, our local partner always starts out with a “Moussa and Halima” story.  Moussa is a traditional farmer who never changes and never gets ahead, and the dynamic Halima is always learning and improving her practices.  One villager reacted by saying, “Halima didn’t do what was right. She didn’t share her idea of how to improve her field with Moussa! You should always share what you’ve learned with others, even if they don’t ask!”

In that same spirit, some sixty people from different community groups recently gathered for an annual meeting under a large shade tree to learn from each other’s experiences, mistakes, and successes.

One group said their first attempt at organizing failed because they didn’t enforce membership rules. The second time around, they laid out the rules more clearly, as well as how they would be enforced. Several years later, the group reports long-term success.

Another group started a community garden with 30 participants, but had a crop failure from watering too much. The following year, only seven people had the courage to try again. But, when the other villagers saw the turnaround in how much they harvested and how the food had helped their families, more and more people joined. There are now 60 people gardening together.

A third group goes beyond simple gardening and marketing advice, helping each other when someone is sick, or giving marriage advice when couples are having difficulties.

West Africa* Program
Led by World Renew and local partner SEL (Showing Everyone Love)*
*For security reasons, all names are changed.  
64 communities, 2,500 households, 17,500 individuals


11/16/2017 | Comments: 0 | Add Comment | Read More
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